Environmental Liability Insurance For Farms

Our Farm Environmental Liability insurance policy is designed to meet the needs of the agricultural and horticultural industries in respect of their environmental liabilities.

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Cover for up to £2,000,000 for loss resulting from any pollution in, on, at, under or migrating from the covered location or during transportation.

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Policy Overview*:

Cover, features and benefits include:

  • Own land clean-up costs
  • Other land clean-up costs
  • Emergency containment costs
  • Environment Agency expenses/charges
  • Reinstatement of natural habitat costs
  • Legal technical defence costs

Cover for up to £50,000 First Party Business Interruption resulting from any pollution in, on, at, under or migrating from the covered location. 

Exceptions and limitations

  • Pollution or Natural Resources. Damage arising out of a deliberate act or omission, wilful misconduct or gross negligence.
  • Fines/Penalties arising out of criminal, civil action.
  • Genetically Modified Organisms
  • Prior pollution conditions
  • Underground storage tanks

*Please be aware that Terms and Conditions are applicable. The information provided above is a summary of the coverage offered. For complete and comprehensive details, we encourage you to thoroughly review your full policy.



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