For Farms

Our Farm Environmental Liability policy is designed to meet the needs of the agricultural and horticultural industries in respect of their environmental liabilities.

Cover, features and benefits include:

Cover for up to  £2,000,000 for loss resulting from any pollution in, on, at, under or migrating from the covered location or during transportation, including: 

• Own land clean-up costs
• Other land clean-up costs
• Emergency containment costs
• Environment Agency expenses/charges
• Reinstatement of natural habitat costs
• Legal technical defence costs

Cover for up to £50,000 First Party Business Interruption resulting from any pollution in, on, at, under or migrating from the covered location. 

Exceptions and limitations

• Pollution or Natural Resources. Damage arising out of a deliberate act or omission, wilful misconduct or gross negligence.
• Fines/Penalties arising out of criminal, civil action.
• Genetically Modified Organisms
• Prior pollution conditions
• Underground storage tanks