Fruit and Horticulture Insurance

We aim to provide peace of mind so you can focus year-round on the business of farming. With our panel of specialist farm insurers we offer competitive horticulture insurance premiums tailored to garden centres, growers and horticultural nurseries including cover, where selected for: 

• Fire, lightning, explosion, aircraft, earthquake

• Riot/malicious damage

• Theft or attempt of buildings fixtures and fittings and/or contents and stock where there has been violent entry or exit to/from the premises/buildings only  

• Burst pipes

• Impact

• Storm and flood incl. hail and weight of snow

in respect of standard and non-standard construction buildings, retail and horticultural greenhouses and polytunnels.  

• Employers and public liability

• Business interruption 

• Goods in transit     

• Horticulture and hired in plant

• Theft of money whilst in or outside of a safe overnight  

• Commercial all risks