Our SME Environmental Liability policy is a product designed to meet the needs of small to medium-sized enterprises in respect of their environmental liabilities.
Cover, features and benefits include:
Cover for up to £1,000,000 for loss resulting from any pollution in, on, at, under or migrating from the covered location or including:
- Own land clean-up costs
- Other land clean-up costs
- Emergency containment costs
- Environment Agency expenses/charges
- Reinstatement of natural habitat costs
- Legal technical defence costs
Exceptions and limitations
- Pollution or Natural Resources. Damage arising out of a deliberate act or omission, willful misconduct or gross negligence.
- Fines/Penalties arising out of a criminal, civil action.
- Employers Liability
- Prior to pollution conditions
- Underground storage tanks
The insurer of the policy is XL Insurance Company SE. Administered by Land-Based Underwriters.