Environmental Liability Insurance for Business

Our SME environmental liability insurance policy is a product designed to meet the needs of small to medium-sized enterprises in respect of their environmental liabilities. 

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Cover for up to £2,000,000 for loss resulting from any pollution in, on, at, under or migrating from the covered location or during transportation.

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Policy Overview*:

Cover, features and benefits include:

  • Own land clean-up costs
  • Other land clean-up costs
  • Emergency containment costs
  • Environment Agency expenses/charges
  • Reinstatement of natural habitat costs
  • Legal technical defence costs

Exceptions and limitations

  • Pollution or Natural Resources. Damage arising out of a deliberate act or omission, willful misconduct or gross negligence.
  • Fines/Penalties arising out of a criminal, civil action.
  • Employers Liability
  • Prior to pollution conditions
  • Underground storage tanks

*Please be aware that Terms and Conditions are applicable. The information provided above is a summary of the coverage offered. For complete and comprehensive details, we encourage you to thoroughly review your full policy.


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