Environmental Liability Insurance for Farms

Cover for up to £2,000,000 for loss resulting from any pollution in, on, at, under or migrating from the covered location or during transportation, including:

  • Own-land clean-up costs
  • Other land clean-up costs
  • Emergency containment costs   
  • Environmental Agency expenses/charges
  • Reinstatement of natural habitat costs
  • Legal technical defence costs   

Cover for up to £50,000 First Party Business Interruption resulting from any pollution in, on, at, under or migrating from the covered location.   

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Environmental Liability Insurance for Businesses

Cover for up to £2,000,000 for loss resulting from any pollution in, on, at, under or migrating from the covered location or during transportation, including:

  • Own-land clean-up costs
  • Other land clean-up costs
  • Emergency containment costs   
  • Environmental Agency expenses/charges
  • Reinstatement of natural habitat costs
  • Legal technical defence costs   

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Land Based Underwriters (LBU)


LBU was formed by a group of insurance professionals to meet the needs of businesses following major changes to legislation for environmental impairment.

The new laws came into effect in 2009 and since that time LBU has been working with insurers to provide environmental liability insurance to brokers for their policy holders.  

LBU is now recognised as the leading supplier of environmental liability insurance cover and provides a unique quote and bind web-based service. LBU has built a reputation of providing brokers with advice and guidance, which can be cascaded to their clients to provide the broker with on hand guidance through the new risks faced. 

Changes in recent legislation means every business is now at risk of prosecution if they cause damage to the environment.  

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